Belt and Braces Kit

• Everything in The Basic Kit
• The Homeowner's Pack — mortgage, deeds, Land Registry title number; whether you're joint tenants or tenants in common decides if the house even goes through probate at all
• The Will Safeguard — marriage voids an old will automatically; divorce doesn't, but quietly cuts your ex-spouse out of it. Both explained, so nothing's left half-updated
• 8 ready-to-send letters — for every bank, insurer and provider Tell Us Once doesn't cover
• Real phrasing for the hardest conversations — with parents, a partner, or adult children who won't bring it up first
• Your digital legacy, done properly — Apple, Google and Facebook's official legacy contact settings, set up correctly instead of guessed at
• Guardianship sorted for children and pets — including the parental responsibility rule most people get wrong (Children Act 1989, s.5)
• A second copy to print for whoever else might need one, plus a yearly review checklist, module by module

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